Bank Statement Mortgage Loans


Buying a home is a major decision for anyone no matter how you choose to fund the purchase, but if you are looking outside of the traditional mortgage options, you might run into even more questions. We at First Financial Bank in Worthington, Ohio want to make sure you have all the information you need… [Read More]

Self-Employed Mortgage Loans


If you are considering buying a home but have concerns you won’t qualify for a loan because you happen to be self-employed, don’t worry because we are here to help. We can assist with getting you all the information needed to get you qualified for a mortgage and answer any questions you might have about… [Read More]

What are CHAMP Loans?


CHAMP stands for Creating Housing-Affordable Mortgage Program and we at First Financial Bank can help first time home buyers finance a home with this program. Buying a home for the first time can be quite the overwhelming process but we can assist you through each step of the way. How Much Do I Need For… [Read More]

Lot Loans

excavator digs a hole

If you are like most people starting on the path to purchase a home, you probably are doing a lot of research. If you are a first time home buyer, you also might be overwhelmed with the terminology, financial questions, and many other things. But that’s all completely normal. You have to figure out what’s… [Read More]

Relocating to Ohio


Are you considering to moving to Ohio but just aren’t sure if it’s the right choice for you? There are some things you should take into account before making that choice, and we want to help you figure out if it’s the right decision for you. Making a move whether it be to a new… [Read More]

Understanding Closing Costs


No matter where you’re at in the journey of your home search, we know the process can seem a bit daunting. Whether you’re just starting to consider your first time home purchase, or you are ready to get connected with a lender to get started on your loan approval, we want be there to support… [Read More]

The Mortgage Approval Process


Mortgage Approval Process Making the decision to purchase a home can be very exciting, but we know that it can also bring about a lot of questions and concerns. One of the first steps many home buyers choose to do is to get pre-qualified or pre-approved. This helps to set a standard and limit the… [Read More]

What Is Mortgage Insurance?

Young Man Worries About Debt and Money

Are you a first time home buyer just starting to think of buying a home? Or maybe you already have a realtor and are shopping around for a lender and just aren’t sure where you want to start. No matter where you are in the process of buying a home, figuring out financing is a… [Read More]

What Is An FHA Loan?

the happy family

If you are in the market to purchase a home, you have probably done your research regarding the financing of your new home. One way to finance the purchase of a home is with an FHA loan that can be secured by the Federal Housing Administration. FHA loans are a great way for first time… [Read More]

Learn More About Mortgage Refinancing

house with black shutters

When you purchase a home you most likely took out a mortgage to buy the home. If you choose to get a new mortgage to replace the first one, that is called refinancing. People choose to refinance for various reasons. This can include getting a better interest rate, shortening loan terms, or getting cash-out for… [Read More]