What is a Physician’s / Doctor’s mortgage loan?
Physicians work every day to provide personal attention and care to their patients. That’s why you deserve the same when it comes to buying or refinancing your home. First Financial makes it simple for physicians like you to achieve homeownership and take the next step on the path to success. We are a leading provider of medical professional mortgage loans in Dublin, Powell, Columbus, as well as the entire states of Ohio, Illinois, Kentucky, and Indiana.
Benefits of Physician’s / Doctor Loans
This fantastic mortgage product offers as little as $0 down financing with no Private Mortgage Insurance.
• Purchase, Construction, Refinance, Renovation
• Competitive low rates and allow more flexible credit criteria
• Low down-payment options – As little as $0 down.
• No Private Mortgage Insurance (PMI). You can even refinance out of your existing mortgage if you are currently paying PMI.
• Gift Funds allowed
• No prepayment penalty
• Non-warrantable condominiums allowed
• Asset Depletion Income allowed
• Effective date of employment can be 90 days after note date
• We ignore student loans for debt ratios
Physician Mortgage Loan eligibility
Medical Residents, Interns and Fellowship Doctors, Dentists, Chiropractors, Veterinarians, CRNA/PA-C
$0 down up to $650,000
5% down from $650,001 to $1 Million
10% down from $1,000,001 to $1,500,000
Qualify for a Professional Mortgage today!
For more information about Professional Mortgage Loans please contact me at (614) 563-4086 or fill out the quick quote on the right hand side of the screen.
• We offer our Physician loans statewide in Ohio, Illinois, Indiana, and Kentucky